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More PayPal policy changes, effective September 19, 2022

In June, we reported PayPal changes to fees and friends & family transactions. More changes are coming in September, again focusing on cracking down on users trying to avoid fees and a new way to identify websites that violate PayPal policies. The changes are pretty significant and affect both business and personal accounts.

Policy updates effective September 19, 2022:

  • U.S. business accounts will not be able to receive personal transactions from PayPal accounts outside the U.S. starting October 31, 2022.
  • U.S. PayPal accounts will not be able to send personal transactions to business accounts outside the U.S. starting October 31, 2022.
  • The Agreement to Arbitrate will provide revised information on the process if disputes arise between you and PayPal, including additional information about arbitration, small claims disputes, and the payment of associated fees.
  • If you integrate or reference PayPal services on your website, we are clarifying that PayPal may use automated technologies (e.g., website crawling) to assess your website to ensure compliance with the user agreement and to combat fraud.
  • Pricing for sending and receiving certain donations is being updated. The new pricing will result in fee increases for some transactions. You can preview the Consumer Fees Page and the Merchant Fees page that will be effective following such changes.

About the Author

Daniel Sodkiewicz (Co-founder and CTO)

Daniel is a CTO and co-founder of GeekSeller with years of experience in software development, online marketing, UX design, and e-commerce consulting. Based in Austin, TX, he is an established expert in the industry. Daniel keeps a close eye on the latest trends and news in e-commerce and regularly writes about it on this blog and LinkedIn.

3 responses on this

  1. Lori October 9, 2022 12:43 am

    Hi, I recently heard someone say that PayPal is instituting a policy to fine members who post misinformation on their social media accounts. Now it seems very farfetched but can you dispel or confirm? Sincere thanks!

    1. GeekSeller October 9, 2022 12:47 am

      Hi Lori, This is correct. A new update was added to the restricted activity section of Paypal’s user agreement shows that people who post or publish hate speech or misinformation “may subject you to damages, including liquidated damages of $2,500.00 U.S. dollars per violation, which may be debited directly from your Paypal account.” Many websites covered this topic. Here an example. But it looks like it is a developing story – “PayPal Pulls Back, Says It Won’t Fine Customers $2,500 for ‘Misinformation’ after Backlash

  2. Kylie October 9, 2022 7:23 am

    Just closed mine because of this. So much censoring of truth in the world atm. PayPal can kiss my ar&@! Big tech trying to turn everyone into obedient slaves. I’m out


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